Making a Post-Storm Plan
Storms may be a part of life coastal Florida, but that doesn’t mean they can’t leave a serious mark on our homes. One of the most unnerving and shocking experiences a family may face is coming home to roof impacted by hailstones. Today, we’ll talk about addressing that trauma and knowing when to schedule hail damage roof repair. By the end of our discussion, you should have a clear plan of action on how to protect your home in case of an emergency!
Can Hail Damage Your Roof?
Yes, it certainly can. In many states, hail damage represents a very real and cyclical threat to cars, landscaping, and rooftops. In the Florida climate, hail damage isn’t something that homeowners experience on a regular basis. That can make it all the more alarming when you face hail damage roof repair!
While metal roofs and other high-durability materials may not suffer during a hail storm, tiles and shingles can undergo some serious challenges.
What Size Hail Will Damage a Roof?
While hail certainly represent a serious threat to your home and other possessions, not every storm will leave your roof with tangible damage. That’s especially good news for Florida homeowners, who don’t experience the same volume of hail trauma that other states share. In general, you can expect minor to severe damage from hailstones larger than half an inch. According to the Consumer Insurance Guide, even dime and penny-sized hail can cause problems for your rooftop.
Consequences of Hail
What Does Hail Damage Do to a Roof?
Picture a kid throwing a baseball as hard as they can at the side of a house. Even at lower speeds, that ball will wear away the color from board it strikes. With sufficient force, the board may split or the baseball tear a hole right into the side of the house.
Hail acts in a similar manner, striking the top of your home at speeds occasionally topping 90 miles per hour. The trauma produced by the impact only escalates as the size of the hail increases. Potential outcomes depend on the severity of the storm.
What Hail Can Can Do to Your Roof
- Produce heavy wear in shingle granules
- Cause surface level cracks in the shingles
- Ruin fiberglass matts beneath the surface
- Create deep pock marks
- Displace entire sections of shingles
Can hail damage cause roof leaks? Absolutely! Gaps in shingle coverage created by impact trauma leaves the decking (and underlying areas) exposed to water damage. This is why talking to your preferred repair expert or a specialized hail damage roofing contractors is essential after a serious storm.
Hail Damage and Roof Replacement
So what happens when your home is impacted by hail damaged roofing? First, you’ll need to determine the extent of the degradation. That’s something an experienced roofing expert can help you with. Professionals know how to identify those difficult to spot signs of trauma that so often go unnoticed.
After the assessment from your roofing expert, you’ll then face the decision whether to repair or replace your rooftop. Homeowners should also talk with their insurance company about covering the costs storm damage roof repair (or replacement).
How Do You Know if Your Roof is Damaged?
Of course, you can help our your roofing professional by doing a little recon on top of your home! If you feel comfortable and safe, grab a ladder and take a look at your shingles (or tile). Look for the symptoms of hail damage to roof material that we talked about earlier:
- Displaced materials
- Pock marks
- Severely worn granules
Search the edges of each shingle or tile too. The more thorough the examination, the lower the chance of leaks slipping by unnoticed. Just as timely AC maintenance helps homeowners avoid costly breakdowns, so quick roof repair allows you to avoid expensive water damage!
Is Hail Damage to the Roof Covered by Insurance?
Most homeowners insurance policies will cover weather-related roof damage. However, your adjuster needs to be able to prove that hail caused the trauma. Skilled adjusters can tell the difference between rooftop damage caused by storm and degradation caused by natural wear. If you’re hoping a hail storm will come through and allow you to replace your rooftop for lower cost, odds are you’ll be disappointed!
For homeowners who’ve had problems with stingy insurance agents in the past, a professional inspection often helps them find better claim results. Talk with a certified roofing expert about examining your hail damage roof aftermath and getting an official report. Not only does the report provide estimates for your repair or replacement, it serves as additional evidence for your insurance company.
Need Hail Damage Roof Repair?
Has your home been impacted by severe wind or hail damage? Talk with one of our seasoned Andrew's Roofing professionals about getting an estimate for your Naples, FL hail damage roof repair! We’ll help you plan your next steps and find a cost-effective solution based on your needs. Call us today at 239-734-5214 to get started.